Life Is Not Purgatory
Saturday, January 28, 2006
Reflection
… and unused RRSP contribution space.
In my last trip to E-town I renewed my vehicle insurance and managed to save about $700 because I live in ‘rural’ Alberta, although my insurance broker suggested I low-ball my estimated mileage in order to pay a modest distance premium as opposed to an obscene premium (on the order of $300). This brought my yearly cost down to an amount I was able to pay out of pocket – which means that I no longer have any monthly expenses except for ‘debt servicing’.
My current employment has been very good for me financially, to the point where I am now looking back at my rather large unused RRSP contribution space and looking towards some other investments that are more risky. All in all – I’m doing quite well financially; my credit card debt is all marked for payment within two weeks, leaving me a modest personal loan still outstanding, which will be dented even further in the near future (Thanks, Ralph!). The problem is I want to do something that I ‘know’ to be a risky investment, one that will likely result in no return in the near-term, possibly small returns in the long-term, and probable a complete bust… but it’s something I /want/ to do.
Speaking of other things I want – I did it, I’ve sent a direct but likely sappy email, and we’ll see what happens. Though I’ll admit, I hovered my mouse over the send button for an inordinately long time. I am not holding my breath however. I don’t live in E-town anymore, and we are both busy people – but I can hope right? I’m not looking for anything to serious just a mutual exploration to see if it can go anywhere…
… and unused RRSP contribution space.
In my last trip to E-town I renewed my vehicle insurance and managed to save about $700 because I live in ‘rural’ Alberta, although my insurance broker suggested I low-ball my estimated mileage in order to pay a modest distance premium as opposed to an obscene premium (on the order of $300). This brought my yearly cost down to an amount I was able to pay out of pocket – which means that I no longer have any monthly expenses except for ‘debt servicing’.
My current employment has been very good for me financially, to the point where I am now looking back at my rather large unused RRSP contribution space and looking towards some other investments that are more risky. All in all – I’m doing quite well financially; my credit card debt is all marked for payment within two weeks, leaving me a modest personal loan still outstanding, which will be dented even further in the near future (Thanks, Ralph!). The problem is I want to do something that I ‘know’ to be a risky investment, one that will likely result in no return in the near-term, possibly small returns in the long-term, and probable a complete bust… but it’s something I /want/ to do.
Speaking of other things I want – I did it, I’ve sent a direct but likely sappy email, and we’ll see what happens. Though I’ll admit, I hovered my mouse over the send button for an inordinately long time. I am not holding my breath however. I don’t live in E-town anymore, and we are both busy people – but I can hope right? I’m not looking for anything to serious just a mutual exploration to see if it can go anywhere…
